- Your employer must pay 12% super on top of your wages into a super fund.
- From 1 July 2026, employers must pay super at the same time as wages, and it must reach your fund within 7 business days.
- When you leave Australia and your visa ends, claim it back with a Departing Australia Superannuation Payment (DASP).
- Super from working holiday work is taxed at 65% when you claim it.
Zuletzt überprüft: 25. Oktober 2026
What is super?
Superannuation (super) is money your employer puts into a retirement fund for you. It is on top of your pay, not taken out of it. There is no minimum earning threshold, so every job counts.
Choosing a fund
- When you start a job your employer gives you a choice form. If you already have a fund, give them the same fund so your super stays in one place.
- If you do not choose, your employer checks with the ATO for an existing fund, or uses their default fund.
- Fewer funds means fewer fees. You can combine funds online through myGov.
Payday super (from 1 July 2026)
Employers now have to pay super at the same time as your wages, rather than every three months. It should show in your fund within 7 business days of payday (up to 20 business days for a new employee’s first payment). Check your fund app to make sure it is arriving.
Claiming your super when you leave (DASP)
- Leave Australia.
- Wait until your visa has expired or been cancelled.
- Apply online with the ATO DASP application. It is free.
- The money is paid to your bank account, minus tax.
Super from working holiday work is taxed at 65%. If your super is not claimed within six months of leaving and your visa ending, your fund may transfer it to the ATO. You can still claim it from the ATO after that.
Häufig gestellte Fragen
Do working holiday makers get super?
Yes. Employers must pay 12% super on top of your wages, whatever your visa.
How much tax is taken from DASP?
For super earned while on a working holiday visa, the taxable part of a DASP is taxed at 65%.
When can I claim my super back?
After you have left Australia and your visa has expired or been cancelled. Apply online through the ATO DASP system.
Official sources: ATO: DASP · Fair Work: Payday Super. Rules change, so always check the official source before you apply or sign anything.